GTBank Releases 2015 Half Year Audited Results …….. Reports Profit Before Tax of N63.11Billion


Guaranty Trust Bank plc has released its audited financial results for the half year ended June 30, 2015 to the Nigerian and London Stock Exchanges.

A review of the half year performance, shows positive growth across all key financial metrics and improved strategic positioning of the brand. Gross earnings for the period grew by 15% to N153billion from N133billion reported in the June 2014; driven primarily by growth in interest income. Profit before tax stood at N63.11billion, representing a growth of 18% over N53.39billion recorded in the corresponding period of June 2014.The Bank’s loan book grew by 2% from N1.276trillion recorded as at December 2014 to N1.299trillion in June 2015 and total customer deposits increased by 5% to N1.71trillion from N1.618trillion in December 2014.

The Bank closed the half year ended June 2015 with Total Assets and Contingents of N3.04trillion and Shareholders’ Funds of N385Billion. The Bank’s non-performing loans remained low at 3.73%. On the backdrop of this result, Return on Equity (ROAE) and Return on Assets (ROAA) stood at 28.1% and 4.4% respectively. The Bank is proposing interim dividend of N0.25k per ordinary share of 50 kobo each for period ended June 30, 2015.

Segun Agbaje, the Managing Director/CEO of Guaranty Trust Bank plc attributed the Bank’s strong performance during a tough half year period, to the continued support of its customers, the commitment and hard work of its Staff, Management and Board, and strong corporate governance standards.

According to Segun Agbaje, a major objective for the Bank this year is to add value to all stakeholders and improve the customer experience. “We will continue to drive customer engagement, underpinned by a single view of the customer, and build an ecosystem that will guarantee increased customer interactions and satisfaction at every touch point”. He further stated that the Bank will continue to leverage technology and collaborations to improve customer experience and ease of interaction.

GTBank has consistently played a leading role in Africa’s banking industry. The GTBank brand is regarded by industry watchers as one of the best run financial institutions across its subsidiary countries and serves as a role model within the financial service industry due to its bias for world class corporate governance standards, excellent service quality and innovation.


The Bank’s most recent service introductions includes; the GTEasySavers account, which was launched to strategically drive financial inclusion in the country by targeting low-income segments of society who do not have access to banking services by enabling mobile phone users open an account and enjoy basic banking services on their mobile phone. The Bank also launched another innovative service on its mobile banking platform, “*737* Funds Transfer”, which enables GTBank customers to conveniently transfer funds to both GTBank and other bank account holders in Nigeria. 

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